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Unsecured Finance
Experience Financial Freedom:
Our Unsecured Loans Have You Covered!
![about-personal-loan](./images/about personal loan.webp)
About B2B2C Finance Solutions With Ruloans
At RFSPL, we aim to foster collaborative partnerships and empower enterprises within the B2B2C paradigm through our pioneering Partner-Sourced Personal Finance Lending solutions. Our distinctive methodology involves procuring unsecured loans directly from business partners, facilitating seamless integration, and fostering reciprocal advancement.
Our unsecured personal loan is designed to offer financial flexibility to salaried professionals and self-employed individuals, catering to needs spanning personal expenses to entrepreneurial ventures.
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Loan Amount
Upto Rs. 5 lakhs.
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Loan Tenure
Upto 24 months
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Interest Rate
18 % - 30 % Per Annum
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Processing Fees
1.5% onwards.
Why Ruloans Personal Loans
We offer tailored unsecured personal loans to salaried and self-employed individuals in India at competitive interest rates. Individuals can access funds for diverse personal and business needs, such as:
- Children's Education.
- Home Renovation.
- Wedding Costs.
- Medical Emergencies.
- Travel Expenses.
- Debt Consolidation.
- Working Capital.
- Household Expenses.
Key Benefits Of Ruloans Personal Loan For Customers
Unsecured personal loans are short-term and do not require collateral. Our financing solution offers flexibility, affordability and hassle-free access to funds.
Eligibility Criteria & Documents Required
Eligibility Criteria
Salaried Individuals
- Minimum 21 years of age.
- Proof of stable Income.
- Employment History.
- Credit Score Assessment.
- Healthy Bureau Score
Self Employed Individuals
- Minimum 25 years of age.
- Business Stability.
- Income Proof (Bank Statement and GST returns).
- Healthy Bureau Score.
Fees and charges
- Penal Charges: 2% to 3% per month.
- Bouncing Charges Rs. 100/- to Rs 400/- per bouncing.
Documents Required
Salaried Individuals
- KYC Documents
- Latest Address Proof
- Last three months Salary Slip
- Last six months Bank Statement
Self Employed Individuals
- KYC Documents
- Latest address proof
- Last two years' Income Tax returns
- GST Certificate
- Business Registration documents
- Business Vintage
- Last six months Bank Statement