Healthcare Finance

Unsecured Finance

Experience Financial Freedom:

Our Unsecured Loans Have You Covered!


About B2B2C Finance Solutions With Ruloans

At RFSPL, we aim to foster collaborative partnerships and empower enterprises within the B2B2C paradigm through our pioneering Partner-Sourced Personal Finance Lending solutions. Our distinctive methodology involves procuring unsecured loans directly from business partners, facilitating seamless integration, and fostering reciprocal advancement.

Our unsecured personal loan is designed to offer financial flexibility to salaried professionals and self-employed individuals, catering to needs spanning personal expenses to entrepreneurial ventures.


Loan Amount

Upto Rs. 5 lakhs.


Loan Tenure

Upto 24 months


Interest Rate

18 % - 30 % Per Annum


Processing Fees

1.5% onwards.

Why Ruloans Personal Loans

We offer tailored unsecured personal loans to salaried and self-employed individuals in India at competitive interest rates. Individuals can access funds for diverse personal and business needs, such as:

  • Children's Education.
  • Home Renovation.
  • Wedding Costs.
  • Medical Emergencies.
  • Travel Expenses.
  • Debt Consolidation.
  • Working Capital.
  • Household Expenses.

Key Benefits Of Ruloans Personal Loan For Customers

Unsecured personal loans are short-term and do not require collateral. Our financing solution offers flexibility, affordability and hassle-free access to funds.


Available to both salaried and self-employed individuals meeting specified criteria, including age, income stability, and creditworthiness.

Loan Amount

Individuals can access loan amounts up to Rs. 5 lakhs based on their profile.

Competitive Interest Rates

Affordable and transparent interest rates based on an individual's profile.

Flexible Tenure

Customers can choose a repayment tenure of up to 24 months based on their financial situation.

Quick Approval

Swift loan approval and minimal documentation because of our streamlined application and approval process.

No Collateral

Unsecured loans require zero collateral, enabling simplification.

Transparent Charges

Clearly defined penal and bouncing charges.

Loan Format

We offer bullet payment and term loans, depending on the customer's choice.
● Bullet Payment Loans: Borrow funds for a short term (Up to 40 days) and repay at the end in full, along with interest.
● Term Loan: Repay the loan amount in equated monthly installments.

Online Access

Our online portal offers customers easy loan access, management, and payments.

Eligibility Criteria & Documents Required

Eligibility Criteria
Salaried Individuals
  1. Minimum 21 years of age.
  2. Proof of stable Income.
  3. Employment History.
  4. Credit Score Assessment.
  5. Healthy Bureau Score
Self Employed Individuals
  1. Minimum 25 years of age.
  2. Business Stability.
  3. Income Proof (Bank Statement and GST returns).
  4. Healthy Bureau Score.
Fees and charges
  1. Penal Charges: 2% to 3% per month.
  2. Bouncing Charges Rs. 100/- to Rs 400/- per bouncing.
Documents Required
Salaried Individuals
  1. KYC Documents
  2. Latest Address Proof
  3. Last three months Salary Slip
  4. Last six months Bank Statement
Self Employed Individuals
  1. KYC Documents
  2. Latest address proof
  3. Last two years' Income Tax returns
  4. GST Certificate
  5. Business Registration documents
  6. Business Vintage
  7. Last six months Bank Statement